HSAs

Beat the high cost of healthcare with a health savings account— a smart way to save if you have a high-deductible health plan.

  • Tax-free earnings1 and withdrawals ( for qualified medical expenses)
  • Tax-deductible contributions
  • No minimum balance to open2
  • HSA Debit Card available with account
  • Rolls over unused funds each year
  • Federally insured by the NCUA

Healthcare is expensive. Manage your costs strategically with a tax-advantaged health savings account (HSA).

Combined with a high-deductible health plan (HDHP), an HSA can help pay for everything from routine visits, lab tests and prescriptions to surgery for you, your spouse and eligible dependents.3

You can also use it for vision or dental care, physical therapy, and even long-term care insurance premiums and services. And once you open an account, you have it for life – even if you leave the workforce.

  • Full Legal Name
  • Date of Birth (must be at least 18 years old)
  • Government-issued Photo ID (driver’s license, passport, or state ID)
  • Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN)
  • Current Residential Address (and mailing address, if different)
  • Contact Details (including phone number and email address)

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Account Disclosures

1Rates are subject to change without notice once the account has been opened. Fees may reduce earnings.

2Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.

3Up to four people per household may be eligible. Must be covered by a high-deductible health plan, not enrolled in Medicare, and not claimed as a dependent on someone’s federal income tax return.