Become a Member

Be more than a customer. Be a member.

Join a credit union that knows you by name. That tops Forbes and Newsweek annual lists. And that’s actively involved in your community. It’s everything you want in a financial institution, made affordable, accessible and refreshingly friendly.

Why a credit union? We’re nonprofits, for starters, which means we pass our profits on to you through better rates and lower fees. It also means we don’t have shareholder interests to cater to, only members. When you become a Dirigo Federal Credit Union member, your financial needs become as important to us as they are to you.

Who can join? We welcome anyone who:

  • Lives, works, worships, or attends school in the counties of Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, or York, or has an immediate family member who is a Dirigo member in good standing
  • Can provide a photo ID, such as your driver’s license or passport
  • Opens and maintains a Share Account with a minimum balance of $25

  • Friendly and responsive service
  • Simple, straightforward products
  • Affordable member rates and great value

About Us

We’re proud to be one of Maine’s best credit unions, with high marks from Forbes, Newsweek and, most importantly, our members. Dedication got us here. Small-town values will keep us here.

Community Involvement

Sponsorships & Donations

Upcoming Events

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Month XX, 2026 XX-XX PM EST

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Month XX, 2026 XX-XX PM EST

Date | Event Title

Month XX, 2026 XX-XX PM EST

Past Events

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