Recreational Vehicle Loans

Be one with the road or cruise along the jagged coast of Maine with an affordable RV loan. You work hard, so we make it easy for you to play hard.

  • 100% financing
  • Affordable rates
  • Excellent terms

Why go through Dirigo Federal Credit Union? For starters, our RV Loans work just like an Auto Loan — simple and straightforward.

You can complete the application online, on your time. We can also work with a range of circumstances, goals, and credit scores. And finally, we offer:

  • Vehicle Service Contract with roadside assistance, rental benefits and more
  • GAP Plus Coverage, which pays loan balance if vehicle is totaled or stolen
  • Debt Protection Coverage for unexpected job loss, death, or disability

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Disclosures

Individual loan rates may vary based on creditworthiness, loan-to-value, and loan terms. All rates are subject to change without notice.

Membership Eligibility Requirements: An individual must live, work or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, or York, Maine. Immediate Family Members of existing Members are also eligible. $25.00 Opening deposit for membership must be included with funding packet or $25 will be withheld from dealer proceeds.

Term Restrictions for Travel Trailers (RVs) and Boats
$25,000 minimum loan amount for 120-month term
$35,000 minimum loan amount for 180-month term

Restrictions:

  • No financing for salvaged, flood-damaged, Lemon Law, reconstructed or re-branded titles
  • Insurance deductibles not to exceed $1,000
  • Must show proof of insurance (full coverage) listing Dirigo FCU as lienholder
  • Maximum of 45 days to first payment
  • No financing for commercial vehicles
  • Loan approvals good for 30 days
  • No financing for straw purchases
  • Proof of income (most recent two paystubs) required for applicants with credit scores under 680
  • Current tax returns required for self-employed applicants with credit scores under 680
  • Maximum APR: 18.00%

Loan Fees & Costs:
Document Fee (purchase or new loan): $35
Document Fee (refinance from Dirigo): $50